10点45用英语表达是: ten forty-five、a quarter to eleven等。
quarter:n. 四等份之一; (正点之前或之后的)15分钟,一刻钟; 三个月时间; 季度; 季。
eleven:n. 十一; 十一个; 第十一十一。

(图片来自网络侵删)
Flight 105 to Germany takes off at a quarter to eleven a.m..
去德国的105次航班上午十时四十五分起飞。
The last part of that thriller's on the other channel at a quarter to eleven.
10点45分另一个频道有那个惊险故事片的最后一集。
He was here at a quarter to eleven.
他十点三刻的时候在这里。
Still to come, the financial news and the weather at a quarter to two.
稍后是1点45分的财经***和天气预报。
It was a quarter to six
当时是6点差一刻。
We'll gather at the gate of the hotel at a quarter to eight.
我们七点三刻在饭店门口集合。